Insurance rates increasing for Livingston Parish residents

Livingston Parish losing FEMA discount over filing issues; increasing insurance rates for homeowners

LIVINGSTON PARISH, LA (WAFB) - Nearly 16,000 homeowners in Livingston Parish will soon see an increase in their flood insurance rates.

In a letter, FEMA told Livingston Parish President Layton Ricks the parish will lose a 5 percent discount from a Community Rating System because the parish failed to provide required documents. However, the parish president says that’s not exactly accurate.

Click here to read the full letter from FEMA.

“I know the rumors are out there that we didn’t give them the information. We most certainly did give all the information, but we couldn’t separate it out in the format that they required,” said Ricks.

Ricks says for the past 13 years, the parish has provided FEMA information from flood certificates and permits together. He says FEMA asked them to separate that information this year, but their computer software could not do it in time.

(Source: WAFB)

“This year, they changed the rules on how they needed it in a different format than what we could present it to them. We did give them the information, but they did not have time for their deadlines to separate the information out like they requested and wanted,” said Ricks.

Ricks says the parish has now updated its software, and they hope to re-apply for the discount in 2020.

“We realize that it’s an inconvenience. I’ll have to pay it just like everyone else, and we hate it. The good news is we do get to stay in the FEMA flood program, and we do think we’ll be successful getting the 5 percent back."

Homeowners will see the change May 1. The increase will only affect homeowners in the parish, but does not affect those living within the city limits of Denham Springs and Walker.

Copyright 2019 WAFB. All rights reserved.